Company is engaged providing gold loans. Matters contained in this document will be applicable as and when the Company starts other types of loans. Loan applications, agreements, documentations and all other communication with the borrowers shall be in vernacular language. Company shall obtain copy of any one or more of the documents such as Voter ID, Aadhar, Ration Card, PAN Card, Passport, bank pass book or other Photo ID card issued by government authority in compliance of KYC norms at the time of submission of application of loan. Company has to verify the copy with the original or insist copy certified by Gazetted Officer for the said purpose. A loan application register showing full address of the applicants, contact phone or mobile numbers, email id, date of receipt, nature and amount of loan applied for, amount sanctioned with date or rejection of application with date. Company will not charge excessive interest, penal interest, charges etc. Also there will not be hidden charges on loans
The company was established in the year 1955 and has got branches at Faridabad and Ponnani, Kerala.
Our firm established in the year 1955 have years of glorious experience in the field of financial management. Our company is also holding NBFC registration with No: B-16.00168 (26 Nov 2001), Our registered office is functioning at kunnamkulam, Thrissur and a branch office functioning at ponnani.
The growth and achievement of the company is a testimonial of the trust and faith t of subscribers, have on our company along with the sincere commitment , dedication , determination and selfless hard work of the management and staff of the company.
The company , under the able guidance of its Chairman and Managing Director , is always been holding the vision of rendering meaningful financial assistance and support to the common man, through gold loans, and to provide them with the best of services to keep them happy and prosperous.